| dc.description.abstract | This thesis aims to improve the credit risk management‟s current model of one of commercial banks in Vietnam whose name is Sai Gon Commercial Joint Stock Bank (STB)
STB is one of commercial banks that is able to control their credit risk efficiently. Other banks in Vietnam that are facing difficulties in handling credit should consider the model of STB. However, Vietnam market is in-mature market and having unstable system that can create unexpected cases for most of banks in Vietnam. Thus, this paper also tries to determine issues which are necessary to be studied further to design a model for credit risk management
The thesis reviews existing theories of credit risk management. STB has applied the modern model from banks of developed countries such as US or Canada to their credit risk management system. This was designed from two sources of data – primary data (in-depth interviews) and secondary data. Strong and weak points of STB in credit risk management are recognized. This research is going to provide recommendations in order to improve the quality and effectiveness of credit risk management at Sacombank
Key words: Sacombank,, credit risk management, recommendations | en_US |
