| dc.description.abstract | Many prior studies have shown that commercial banks play an essential influence in
the country's economy. Banks are currently confronted with a variety of concerns, one
of which is credit risk. To address this issue, banks frequently use credit risk
management rules. However, because Vietnam is now experiencing a lot of issues with
bad credit management, we wanted to see if banks were able to effectively manage bad
credit using credit risk factors. The data comes from 27 Vietnamese commercial banks
and spans the years 2016 through 2020. As a result, credit risk characteristics and bank
profitability have a close link. The author offered ideas on how to enhance credit risk
management as a result of this finding.
Keywords: credit risk management, profitability of bank, ROA, ROE, NIM. | en_US |
